Table of contents:
- N26: The smartphone bank with debit card
- comdirect: The free current account with a credit card
- Conclusion: Alternatives to the Apple Card - which ones to take?
Video: 3 Alternatives To The Apple Card: What Do Free Credit Cards Offer For IPhone Users?
2023 Author: Sheila Hailey | [email protected]. Last modified: 2023-05-24 11:17
With the GenialCard, the bank from Hamburg offers a free credit card *. You do not necessarily have to open a current account or the like. Instead, you can simply “link” the card to the existing account at any bank - means that you simply pay the respective credit card bill by direct debit monthly (in installments if required). By the way, new customers currently receive a credit of 30 euros after using their credit card for the first time.
- Credit card system: Visa
- Credit: 30 euros after first use
- Discounts: Up to 15 percent cashback for 300 selected online shops, 5% cashback for holiday bookings via a corresponding travel portal.
GenialCard from the Hanseatic Bank with a 30 Euro bonus: All information about the free Apple Pay credit card
N26: The smartphone bank with debit card
The offer of N26 * is geared entirely to the needs of today's smartphone users - you can tell by the sophisticated app. You don't get a “real” credit card, because the N26 card is a debit card on a credit basis. Says: The Mastercard from N26 is used worldwide like a credit card, but the amount is due directly from the corresponding current account. Credit in the strict sense is only possible through a possible overdraft facility. Free cash withdrawals in the euro area are carried out according to the fair use principle, so they are unfortunately only possible to a limited extent because they are not unlimited. Important: Worldwide, free cash withdrawals are only available in the account variants subject to a charge at N26.
- Credit card system: Mastercard (as a debit card)
- Credit: none
- Discounts: 0.1 percent cashback on all sales if you choose the free business option. (Business account for self-employed and freelancer)
Free account and Mastercard (Debit) from N26: All information about the free account
comdirect: The free current account with a credit card
At comdirect there is also a free Visa card, but only together with a free current account *. A minimum amount of money is not necessary, so the account is really free. Cash can be withdrawn free of charge worldwide - in the euro area with the Girocard, worldwide with the Visa for foreign currencies. Interesting for account changers: There is currently a € 75 bonus for new customers - provided that at least 3 payments are made via Apple Pay or Google Pay with the credit card in the first 3 months.
- Credit card system: Visa
- Credit: 75 euros for 3 payments in the first 3 months via Apple or Google Pay
- Benefits: none currently known
75 euro bonus for the free giro account from comdirect: All information about account and card
Conclusion: Alternatives to the Apple Card - which ones to take?
If you only need a credit card compatible with Apple Pay quickly and easily, but otherwise want to stay with your bank, you can use the GenialCard from Hanseatic Bank. If you have such a Viscard and want to escape the account management fees at the Sparkassen and Co. at the same time, you may prefer to switch to comdirect entirely. N26, on the other hand, is suitable for those customers who already want to pay more or less completely digitally today and only rarely use cash and would rather use an innovative app for financial overview.