Transfer Money To Credit Card: That Should Be Noted

2023 Author: Sheila Hailey | [email protected]. Last modified: 2023-08-25 04:29

You should note this before transferring:

• When making the transfer, you should pay attention to the correct information so that your money reaches the right destination.
• You do not use the normal credit card number as account number. This is too long and is not in the SEPA format, which is necessary for bank transfers.
• Instead, many credit cards have their own account number, which you should use. Some banks also have a general account number for all credit card transfers.
• The assignment to your account then takes place via the purpose, in which, for example, the credit card number should be entered.
• Of course, you can also transfer money to a third-party credit card. Let the money recipient also give you the appropriate account number here.
• It is advisable to enter the credit card number as the intended purpose.

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Transfer money to credit card

You can find the credit card number on the credit card and the credit card statement. If your credit card has its own account number, you can read this information in your online account or in the contract documents.

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The transfer to a credit card takes as long as the "normal" transfer. As a rule, the money should land on your credit card account after one or two working days. Depending on the credit card company, an additional processing time may apply, so that the amount is only posted to the account after three to four working days.

A transfer can be necessary for various reasons:

• You have already used up the credit card.
• A certain amount must be blocked that exceeds the credit card provider's limit.
• You want to top up your prepaid credit card.
• Interest is charged for cash withdrawals, which can be prevented by an existing credit.
• An open balance is not fully withdrawn automatically at the end of the month.

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Everything worked? Have you been able to top up your credit card account by bank transfer? Or are there any restrictions with your provider? Post your experience in the comments!